Mowatt Financial Inc.

Note: Before proceeding further, please be advised that personnel of Mowatt Financial Inc. are Registered Representatives of Pacific West Securities, Inc., a registered Broker/Dealer, Member NASD/SIPC.  Personnel of Mowatt Financial Inc. are currently licensed  to discuss with or offer investment and financial services products only to residents of the following states: Arizona, California, Colorado, Florida, Hawaii, Idaho, Indiana, Massachusettes, Michigan, North Carolina, Nebraska, New Jersey, New Mexico, Nevada, New York, Oklahoma, Oregan, Pennsylvania, South Dakota, Tennessee, Texas, Virginia, Vermont, Washington, Wisconsin, West Virginia and Wyoming.  Securities related services may not be provided to individuals residing in any state not listed above until an employee of Mowatt Financial Inc. through Pacific West Securities, Inc. obtains a license in that state.  The information offered is for informative purposes only.  None of this information is to be construed as an offer to buy or sell securities referred to within or otherwise.  Neither Mowatt Financial Inc. nor Pacific West Securities, Inc. make any guarantee as to the accuracy or completeness of this information.

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	MOWATT FINANCIAL INC.